Ads

Thursday, 27 September 2018

Cheap car insurance for young drivers UK | SHOULD I GET A BLACK BOX?

I hope I covered everything as always leave a comment if your not clear about something. ( I can't say black)

My car accident: me get to 10,000 subscribers.

Like 👍🏽 and comment 📩

Social meidas channel: AELLIS ♔

Term and whole life insurance policies | Finance & Capital Markets | Khan Academy

Overview of the difference between term and whole life insurance policies. Created by Sal Khan.

Watch the next lesson: the previous lesson? Watch here: and capital markets on Khan Academy: It is a bit of a downer to think about, but we are all going to die. Do we care what happens to our loved ones (if they really are "loved" than the answer is obvious). This tutorial walks us through the options to insure our families against losing us. The reason why we stuck it in the "investment vehicles" topic is because it can also be an investment that we can use before we die..

About Khan Academy: Khan Academy offers practice exercises, instructional videos, and a personalized learning dashboard that empower learners to study at their own pace in and outside of the classroom. We tackle math, science, computer programming, history, art history, economics, and more. Our math missions guide learners from kindergarten to calculus using state-of-the-art, adaptive technology that identifies strengths and learning gaps. We've also partnered with institutions like NASA, The Museum of Modern Art, The California Academy of Sciences, and MIT to offer specialized content.

For free. For everyone. Forever. #YouCanLearnAnything

Subscribe to Khan Academy’s Finance and Capital Markets channel: to Khan Academy:

Sunday, 23 September 2018

3 Ways Your Health Insurance Company Is Scamming You

The growing number of consumers taking up health insurance plans has led to the mushrooming of scam health insurance providers. These providers often target new retirees and the elderly individuals and small-business owners, who can't negotiate better rates with legitimate insurers. Be very cautious before you invest in any health policy. Read on to get an idea about 3 ways in which your health insurance company can scam you. 1. Failure to pay claims Usually fraud health insurance agents sign up a huge number of people quickly by offering them lucrative deals. These insurance providers keep paying small premium amounts and medical claims, but if there is a substantial claim amount or regulators catch them, these illegal companies vanish as if they never existed. So, just beware if you are getting delayed payments or your service provider is offering fake excuses for the failure to make the payments. If you have signed up for these illegal plans, you may be liable for the medical bills of your employees as well. 2. Non-licensed health plans If the company from which you have bought your health care policy is not licensed by State Insurance Commissioner, you can be in trouble. If all the protections of insurance regulation do not apply on your service provider, then the company may be phony. In this case your service provider is scamming you by selling non-licensed health plans. Insurance agents are not allowed to sell any legitimate ERISA or union plan as federal law governs them. So, if your insurance agent tries to dupe you by selling an “ERISA” or “union” plan, report them to your state insurance department. 3. Unusual coverage offered at lower rates If you are offered an unusual coverage irrespective of your health condition and that too at lower rate and much more benefits in comparison to other insurers, its time for you too hit the panic button. Do not get fooled by the lucrative offer, else you can be taken for a ride. The ‘scamsters’ aim to collect huge amounts as early as possible so, they try to sell maximum number of policies at attractive prices.

3 Warnings Before Switching Auto Insurance Companies

We've all been bombarded with ads, emails, commercials, and billboards saying how much we can save on our auto insurance by switching to another company. It's a competitive industry. Just because another company is offering a better rate doesn't mean you should rush to call and cancel your insurance and switch. There are a few things you need to make sure of before you do. Here are a few things to watch out for before you switch your auto insurance to another company. If you've been with one company for many years and they offer a credit that waives the first accident you have, you may want to stay or see if the other company can match it. Sometimes this is referred to as good driver discount or a longevity discount or accident forgiveness. The company rewards you for your loyalty by waiving the first accident you have. This discount can be pretty significant. Since most accidents can raise your rate by 40% for 3 years the potential savings could be several hundreds of dollars over that 3 year period. But when you switch companies, you lose this credit you've built up. If you have an accident with that new company how much are you going to regret not having that accident forgiveness by seeing your rates jacked up by 40%? Another thing to be mindful of is to make sure the company you are switching to is not offering you just a teaser rate for the first 6 months to get your business and then bump you up 6 months later once they've got you on their books. Since auto insurance is a profitable industry, companies may offer you a low ball rate to get you to switch and then once they've got you increase your rates at the renewal. If the rate the new company quotes seems too goo to be true do more research. Check out insurance forums or search Google for "XYZ insurance + Reviews." Watch out for hidden fees. This is one that can surprise you. Some companies charge you for making monthly payments - usually $3-$5 a month. Over the course of a year that comes out to $36-$60. That one fee can take a big bite out of your potential savings so make sure you factor that into the rates you are comparing. Make sure you are really saving money when you switch. Two other things to keep in mind when shopping around for auto insurance are the new company's website and hours of operation. Make sure their hours work with your hours. If they are only open from 8-5 and you work 8-5, when are you going to be able to call them if you have a question or need to make a claim? If you do all your business online you want to make sure the company you are looking at has a capable website that can help you 24 hours a day. You can save money by shopping your auto insurance around. Just be sure to keep in mind the things I've mentioned to make sure the deal you're looking at is really a great deal.

Saturday, 7 July 2018

The £26 a YEAR car insurance man - Martin Lewis

Cheap Car Insurance is easy to get if you know how! Martin Lewis tells you all the tips and tricks for getting the best deal on your car insurance. Read the full Cheap Car Insurance Guide:

Friday, 22 June 2018

If Insurance Companies Were Honest - Honest Ads


SUBSCRIBE HERE: people are really just the superheroes of bending us over for the pleasure of paying them to do the bare minimum.
CLICK HERE for more INTERNET PARTY - HERE for more ROM.COM SEASON 2 - HERE for more ROM.COM SEASON 1 - HERE For more AFTER HOURS: HERE For the CinemaSins Team-Up Playlist: every episode of STARSHIP ICARUS here - goo.gl/21RejZ
See more us on: us on: us on:

Policy Bazaar: Choosing The Right Car Insurance

This episode Of Policy Bazaar focuses on how to choose the right car insurance policy.

Follow us:

YouTube: